Insurance helps to financially protect your vehicles in case of any damages. If you own a car then it is important to protect it too and for this you can buy car insurance. It is mandatory to buy car insurance if you lease, finance or own a car in Canada. A minimum amount of coverage is required by law and it varies depending on the province.
To be eligible for car insurance you will need a valid driver’s license and you need to be a citizen of Canada. We offer the best car insurance policies as per your needs. The premium rates change if you modify your car’s appearance or enhance its performance. We can offer you advice on what modifications to make in order to avoid affecting your car insurance policy rates.
We have experts who can guide you to choose the right insurance for your car. When you are looking for an insurance policy for your car, your car must be for personal use only and you cannot lease it or rent it. You cannot use your car in racing competitions. Your car should be safe and there should not be any unrepaired damages to it.
We can guide you to the right insurance policies as per the province as the limitations differ depending on the province and as a result affect your coverage. You can get a car insurance quote online or you can talk to us.
You can review your existing insurance coverage and get new insurance. We can give you the new quote online. You can also use our app to maintain the insurance you buy with us. We offer affordable car insurance policies as per your requirements.
Insurance Coverage for Your Car
There are mandatory coverages and enhanced and special coverages. Enhanced and special coverage offers protection beyond the mandatory protection required for your car.
If you are responsible for hurting somebody or damaging somebody’s property then this coverage will protect you. It covers the damages to the vehicle.
If you get into an accident and you are not responsible for it then this coverage will help to cover the damages that happen to your car. If the driver is at 50% fault then only 50% of the damages to the car will be covered and the loss of use.
This covers the situation where you get into an accident and it is not your fault and the driver of the other vehicle is uninsured. It also covers the case where you cannot identify the other driver like in a hit and run case. It covers the medical costs and the damages caused to your car.
This covers the medical and other expenses regardless of who is at fault. It covers you, your passengers and pedestrians who may be injured in the accident.
This covers the cost of damages caused to another person by an insured vehicle.
Enhanced and Special Coverage
This helps to protect your vehicle in case of losses caused due to fire, theft, floods and hail.
This covers all the damages which may be caused to your vehicle except collision or upset.
In case you get into a collision with another vehicle or object then this will cover the damages caused to your vehicle.
This coverage combines the collision or upset coverage and the comprehensive coverage. It offers increased protection against theft.
If you have been free from accidents for the past 6 years and you are not at fault or partially at fault then this coverage will forgive the first accident you get into. Your premiums will not get affected because of that accident.
This insurance helps you when you are travelling long distances or short distances or using a rental car. If you get into an accident or the car gets stolen or your car is vandalized then this coverage will help to pay for the rental of the replacement vehicle.
If you have totally lost your vehicle then this coverage will help you to get the purchase price of the vehicle on the day it was purchased. It covers you for a duration of 36 months from the original delivery date of your vehicle.
There are many factors that can affect the cost of your car insurance in Canada.
You can avail of the savings on your car insurance if
Other Discount that You Can Avail
In case you get into an accident and need to make a claim then you can contact our claims team. Our team offers services 24×7 to help you out.